Solidarity-Based Management

Creating sustainable value and funding projects with significant social and environmental impact.

Discover our expertise in creating long-term value and fostering ethical finance.

1.3 bn

In solidarity fund assets under management (as of 30/06/2025)

Over 30

Structures financed through debt or equity

Over € 10 bn

Invested in 2023 and 2024

2

Shared returns programs: SIEL BLEU and France Active

Our Approach

We offer a broad and certified range of solidarity-based funds, empowering investors to support initiatives aligned with the principles of the Social and Solidarity Economy (SSE).

Our solidarity investment strategy revolves around three core principles:

  • • Repair: Supporting solidarity-based entities promoting the inclusion of vulnerable populations through improved access to healthcare, housing, and economic integration. ;
  • • Environmental and Social Transformation: Investing in solidarity structures actively engaged in Just Transition efforts.
  • • Scaling Social and/or Environmental Impact: Facilitating indirect investments to amplify social and environmental outcomes.

Investment Styles

All our investments align with the United Nations Sustainable Development Goals (SDGs). We emphasize building long-term relationships with investee entities, supporting their commitment to social and environmental benefits and the broader public interest.

Our solidarity fund offerings feature diverse risk profiles—moderate, balanced, and dynamic—tailored according to the composition of their listed equity components.

The solidarity portions of our 85/15 funds are managed within our FPS CM-AM Engagement Solidaire. Additionally, Crédit Mutuel Asset Management offers shared return units linked to the following funds:

  • CM-AM Impact First Inclusion
  • CM-AM Human Care

These shared return units enable investors to contribute financially to social causes through donations from the generated financial performance.

“The principle of 85/15 funds uniquely combines solidarity-based investment favorable to a Just Transition with traditional listed investments generating financial returns.”

Philippe Poiré,
Head of Solidarity Finance, Crédit Mutuel Asset Management.

ESG Commitment

Responsible and sustainable investing is fully embedded in our fund management processes.

We are committed to providing investment solutions that systematically integrate environmental and social risks and opportunities, actively supporting sustainable economic activities.

Our daily investment decisions balance the objectives of risk, return, and sustainability.

Asset Management Company covering this expertise

  • Crédit Mutuel AM

    La Française Group

    Expertise
    Equity Management, Diversified Management, Quantitative Management, Solidarity-Based Management, Fixed Income & Credit Management.
    Assets Under Management
    € 103 billion as of 06/30/2025